How
We Protect Your Information
Your privacy is important to us. We do not
provide personally-identifying information
about you to third parties other than our
lending partners unless we have your consent
or the disclosure is otherwise permitted
or required by law. The circumstances under
which we disclose information about you
are described below.
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Service
Providers and Joint Marketers.
We may disclose all of the information we
collect, as described herein, to companies
that perform marketing services on our behalf
or to other financial institutions with
whom we have or may have joint marketing
agreements.
Disclosures to Affiliates. As permitted
by law, we may release information we obtain
about you from you (e.g., from your Loan
Application) or third parties (e.g., credit
reporting agencies) to companies with which
we are related by common ownership or affiliated
by corporate control, unless you notify
us before the information is initially communicated
that you do not want us to share such information.
You can notify us not to share such information
by writing to us or calling us at the contact
address below.
Other Disclosures to Lending Partners. Our
Lending Partners may have special offers,
products, or services that may be of particular
interest to you.
If you would like to learn of such offers,
financial products, or services, authorize
us, during the application process, to share
any non-public personal information we have
about you with our Lending Partners for
the purposes stated above.
If you do not want us to share such information
with our Lending Partners for purposes other
than assisting you in obtaining the loan
you requested, please leave the the option
un-clicked during the application process.
If you change your mind, you can let us
know by contacting us. |
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Information
We Collect While You Browse Our Web Site
We do not access information about your identity
while you browse our Web site. You remain anonymous
to us. While you view our site, our system tracks
the pages you visit, the pages you download, the
site you came from, and notes your IP address
(but not your identity).
We also may place a “cookie” on your computer
that tracks your use of our Web site. A cookie
is a piece of data that is stored on your hard
drive. It takes up very little room on your system
and helps us estimate the number of persons that
use our site and determine which areas of our
site are the most popular. The cookie does not
provide us with any specific, personally-identifying
information about you, such as your name, address,
tax identification number, social security number,
e-mail address, or phone number.
You can remain anonymous while your are browsing
our Web site, but once you complete the Application
we will use the information stated therein to
determine if you are eligible for the loan you
requested. We may retain all of the information
you provide to us in that Application process.
That information may include personally-identifying
information such as your name, income, assets,
liabilities, age, social security number, and
employment. |
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Information
We Obtain When You Contact Us
We will obtain information about you if you provide
information to us in connection with the Contact
Us page. We do not sell or disclose information
from that page to others. We may use your e-mail
address or telephone number to contact you to discuss
any questions or comments you raised in the Contact
Us page.
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How
We Use Your Information
If you are applying for a first or second home
mortgage loan, we may process your application
and, if you qualify, fund your loan directly.
For other types of loans, we may use the information
you provided in your Loan Application to match
you with one or more of our Lending Partners.
If your loan is funded by a Lending Partner, your
loan relationship will be with that Lending Partner. |
When
Your Relationship With Us Ends
If our relationship with you ends, such
as by your paying off in full any loan we make
to you, we will continue to treat and protect
your personally-identifiable information in accordance
with this Privacy Policy. That means that we may
continue to make the disclosures to our Lending
Partners and Associates described above or otherwise
permitted by law.
However, if you have notified us of your election
not to have us share your personally-identifying
information with others, we will continue to honor
that request. |
How
You Can View and Change Your Personal Information
You can review the personally-identifiable information
we maintain on you and make any needed corrections
to it by contacting us in writing at the address
below. |
Changes
to Our Privacy Policy; Notices
We reserve the right to amend (add
to, delete from, or change) the terms of
this Privacy Policy from time to time. Our Privacy
Policy, as in effect from time to time, is continually
posted on our Web site.
By electing to become one of our customers or
by receiving our products and related services,
you agree to receive copies of our Privacy Policy
and any amendments to it from our Web site, unless
you notify us otherwise in writing at the address
below. |
Linked
Web Sites
Please note that because we cannot control
information (or its use) on other Web sites, we
are not responsible for the content of sites linked
to or from our Web site.
For example, if you click on a banner ad or logo
appearing on our site, you will leave our Web
site and be interacting directly with a third
party. That third party may notice a visit to
its Web site from your computer, and its Web site
may place a cookie on your computer for whatever
purpose it might normally use a cookie when you
visit. It may also use any information you provide
it in accordance with a Privacy Policy that is
very different from our Privacy Policy. |
Questions
Regarding Our Privacy Policy
If you have any questions regarding our
Privacy Policy or about submitting a Loan Application,
please contact us using the information below. |
Acknowledgment
For us to provide you with the financial product
and related services, please be advised that by
visiting our Web site, you have acknowledged receipt
and knowledge of this Privacy Policy. |
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