Terms
of Use
The PF USA Web site is available for personal,
non-commercial use only. All of the contents of
this Web site are owned by PF USA. None of the
information contained in this site may be copied,
distributed, reproduced, published, or sold in
any form. Use of this Web site constitutes agreement
with all of the terms and policies of the site. |
Liability
Disclaimer
Information on this Web site is intended solely
as general guidance as, for example, guidance
for financing and refinancing a home loan and/or
home improvements. None of the information provided
on this Web site constitutes legal, tax, accounting,
or other professional advice. All information
included on this Web site is believed to be accurate,
although inaccuracies or typographical errors
may exist. Mortgage interest rates, loan terms,
and other information on this Web site are subject
to change without notice. This Web site may provide
links to Web sites operated by parties other than
PF Mortgage, including Web sites of affiliated
partners. (Affiliated partners are independent
companies.) New Century Financial Corporation
does not control these Web sites and is not responsible
for their contents. These links are provided for
reference only. Inclusion of these links does
not imply endorsement of materials, products,
or services provided on other Web sites. PF Mortgage
Corporation is a subsidiary of New Premier Funding
USA. All copyrights, trademarks, and service marks
are the property of Premier Funding USA and/or
its subsidiaries. |
Equal
Credit Opportunity Act (ECOA)
The Federal Equal Credit Opportunity Act prohibits
creditors from discriminating against credit applicants
on the basis of race, color, religion, national
origin, sex, marital status, age (provided that
the applicant has the capability to enter into
a binding contract), because all or part of the
applicant’s income derives from any public assistance
program, or because the applicant has in good
faith exercised any right under the consumer credit
protection act. If you have any questions regarding
your rights, or if you wish to file a complaint,
please contact the management of this financial
institution or: |
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The Federal
Trade Commission
Equal Credit Opportunity
Washington, DC 20580 |
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The
Fair Housing Act
The Civil Rights Act of 1968, as amended
by the Fair Housing Amendments Act of 1988.
It is illegal to discriminate against any
person because of race, color, religion,
sex, handicap, familial status (having one
or more children), or national origin: |
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In
the sale or rental of housing residential
lots. |
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In
advertising the sale or rental of housing. |
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In the financing of housing. |
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In the appraisal of housing. |
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In the provision of real estate brokerage
services. |
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Blockbusting
is also illegal.
Anyone who feels he or she has been discriminated
against should send a complaint to:
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U.S.
Department of Housing
and Urban Development
Assistant Secretary for Fair Housing and
Equal Opportunity Washington, DC 20410 |
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State
of California: The Housing Financial Discrimination
Act of 1977 Fair Lending Notice / The Holden
Act
It is illegal to discriminate in the provision
of or in the availability of financial assistance
because of the consideration of:
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Trends,
characteristics, or conditions in the neighborhood
or geographic area surrounding a housing
accommodation, unless the financial institution
can demonstrate in the particular case that
such consideration is required to avoid
unsafe and unsound practice, or |
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Race,
color, religion, sex, marital status, national
origin, or ancestry. It is illegal to consider
the racial, ethnic, religious, or national
origin composition of a neighborhood or
geographic area surrounding a housing accommodation
or whether or not such composition is undergoing
change, or is expected to undergo change,
in appraising a housing accommodation or
in determining whether or not, or under
what terms and conditions, to provide financial
assistance. |
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These
provisions govern financial assistance for the
purpose of the purchase, construction, rehabilitation,
or refinancing of one-to-four unit family residences
occupied by the owner.
In addition, these provisions govern financial
assistance for the improvement or rehabilitation
of an owner-occupied or investor-owned one-to-four
unit dwelling.
If you have questions about your rights, or if
you wish to file a complaint, contact the management
of this financial institution or: |
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Department
of Corporations
320 West 4th Street, Suite 750
Los Angeles, CA 90013-1105 |
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State
Disclosure Information
Premier Funding USA accepts online mortgage applications
and requests throughout the United States. The
following states require state-specific disclosures:
Minnesota and Ohio.
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