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| Why
would someone want to sell their note? |
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Current enjoyment
To pay off debts
To fund college costs
Other investment opportunities
Major purchases
To pay taxes
Simply tired of collecting payments
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| What
is the advantage to selling a note? |
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Economic factors like inflation and the rising
cost of living make money in the future worth less than money
today. Today the value of your note(s) will depend on several
factors:
The collateral securing the note (if any)
Number of remaining payments
Interest rate (if any)
Credit worthiness of the party making payments to you.
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| What
are the benefits of factoring your income stream? |
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It does not create debt on your balance sheet.
It increases your purchasing power, enabling you to do more
business.
Eliminates the need for bank loans or SBA Loans. Improves
your credit rating, and gives you cash to meet your obligations.
Eliminates using equipment, real estate or inventory for
collateral.
Saves on your in-house staff costs.
Presents a professional image to your clients.
Eliminates the need for venture capitalists or partners
that share in decision-making and profits.
Factor ALL of your receivables, or only the ones you choose.
Stop factoring any time you choose without termination penalties.
Start again any time you need the service.
(future
payment or Series of payments-cash flow instruments)
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1.
Access
People need or want access to their cash. Sometimes they
have a serious need to pay off credit cards, finance long-term
medical care, or to settle a divorce. Other times, they simple
have a desire to purchase a dream home, take a vacation, buy
a new car or boat, finance a wedding, or start a business, for
example. In some cases, people want access to their cash just
for peace of mind. They no longer want to worry about liquidity
issues, collection hassles, or the financial strength of the
person who owes the debt.
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2.
Interest of Yield
People will sell their income streams-even for less than
face value-because they know that with cash in hand today, they
can start earning interest or yield. Interest or yield is what
gives us the ability to invest money this year and turn it into
an even larger amount of money next year. |
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3.
Inflation
Inflation eats away at the future value of "buying
power" of money. You can buy more with a dollar today than
you will be able to five, ten, or twenty years from now. People
sell their income streams because they realize that over time,
the payments they receive will drop in real value.
Small payments over a long period of time have less buying power.
A Lump Sum of cash today can provide you with financial stability
and flexibility.
We believe that Individuals and companies should have ACCESS
to their Cash. By selling part or all of their Income Stream
or Promissory Notes they can have their Cash Today instead of
waiting for those payments to trickle in from month to month.
In addition, we have found that Note Holders are at risk of
not receiving their monthly payments if the Payor Defaults.
This risk will be eliminated when they sell their Note or Income
Stream and receive a Lump Sum of CASH Now. |
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| Because
MONEY TODAY IS WORTH MORE THAN MONEY IN THE FUTURE. |
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There
are many, many reasons why you should sell your payment
stream. P.F. USA feels whatever your needs are, is the
right reason to sell. Worry-free living is the way to
go....if you are in a financial bind today, selling those
long drawn out payment streams, can solve your problems.
If you are short of cash, and want to go on a vacation,
or buy a home for your family, or if you want to secure
your family's future by investing your cash, then those
are the best reasons to do so. P.F. USA gives you the
ability to use your money smartly. |
Don't waste time or your money waiting to receive
small monthly payments that seem to be spent before you
even open the envelope. That's not beneficial to you.
Sell those same monthly payments and you can get a lump
sum of cash today, and use it to elevate your financial
stability.
Always remember, "a dollar
today is worth more than a dollar tomorrow" |
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Copyright 2005 Premier
Funding USA, Inc.. All Rights Reserved.
